Permitting Flexibility in Addressing Taxpayer Needs.

ACTR members believe that taxpayers know their own circumstances and needs best, and we try to provide a variety of services and products that fit those circumstances and needs. For example, millions of taxpayers do not have an established banking relationship, and thus a bank product such as a refund transfer (where a temporary bank account is established for the electronic receipt of a taxpayer’s tax refund) may be an option that best suits their circumstances and needs. Additionally, a refund advance – where a specified amount of a taxpayer’s expected refund is “advanced” to the taxpayer (often at no cost)- may best suit their circumstances and needs.